210 N. Central Ave. Suite 305 

 Hartsdale, NY 10530

Phone (914) 686-1444
Fax (914) 686-1414

New York small business insurance

As small business insurance specialists we understand that every business is different, which is why we don’t offer one-size-fits-all solution. We customize our small business insurance policies for New York business owners to fit the risks your company faces so you can get the right coverage, right now.

Could one major loss put you out of business?

Managing a profitable business is no easy task. There are always unexpected expenses and setbacks. Fortunately, business insurance helps you minimize the financial impact of common exposures. Without insurance, one major loss could put you out of business.

What risks does business insurance cover?

While there are many types of business insurance to cover a wide range of industry-specific exposures, below are a few of the most common:

  • Property: Property insurance covers your building, equipment or inventory if it is damaged by a covered cause of loss, or if you experience a loss due to theft.
  • Commercial auto: Commercial auto insurance is important if you or your employees drive company cars or personal vehicles during the course of business. This coverage is essential because auto accident claims can be extremely expensive.
  • General liability: General liability insurance pays for your defense and any resulting damages if your product or service causes damage or harm. It can also cover medical bills if a patron is injured on your premises.
  • Workers’ compensation: Workers’ compensation coverage is required by law and provides coverage for employees who are injured on the job.
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